Accredited And Accurate
Credit Counseling and Repair Service


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Have you ever been denied of owning your own home, driving a new car, getting the best rates on insurance or even having the great job you've always wanted? Was it because of your credit history? If so,

CALL AAA CREDIT REPAIR TODAY!!
Phone: 1-281-292-5122 -or- Toll Free: 1-877-292-5122

AAA Credit Repair specializes in helping you build or restore your credit so that you can achieve financial and personal freedom. Our techniques are proven time and time again. we offer no quick fixes, no gimmicks, no unlawful or unethical methods. We simply work hard daily, following the federal laws and consumer rights to achieve positive results for our clients.
 

What is a Credit Score?

Definitions of the term credit score by Experian, Equifax and Transunion

Experian.com:

  • "A credit score is a number lenders use to help them decide: 'If I give this person a loan or credit card, how likely is it I will get paid back on time?'"
  • "A credit score is a number a lender uses to decide if you’d be a good credit risk for credit cards, auto loans or home mortgage loans."
  • "A credit score is simply a number that represents the likelihood that you will repay a debt as agreed. Credit scores are calculated using information from your credit report at the moment it is requested by a lender."

Equifax.com:

  • "Basic Definition - A credit score is a rating used by a lender to help determine whether or not you qualify for a particular credit card, loan, or service. The credit reporting companies apply an in-depth mathematical model (called an 'algorithm') to the information in your credit file to yield your credit score. Most credit scores estimate the risk a company incurs by lending you money or providing you with a service -- specifically, the likelihood that you'll fail to make payments in the next two to three years."
  • "Credit Scores are a Snapshot of Your Credit... A credit score is arrived at by applying a mathematical equation to a borrower's credit history, which results in a score that indicates what kind of credit risk that borrower represents."
  • "A credit score is a rating used by a lender to help determine whether you qualify for a particular credit card, loan, or service. Based on information in your credit file, the credit reporting company analyzes your information using a complex mathematical model to yield your credit score."

Transunion.com:

  • "What is a credit score? A credit score is a number used by lenders as an indicator of how likely you are to repay your loans. Your credit score is generated by a mathematical formula utilizing the data from your personal credit report."
  • "A credit score is the result of advanced analytical models that take a 'snapshot' of the consumer’s credit report and translate it into a three-digit number representing the amount of risk a consumer brings to a particular transaction, such as financial, insurance or even employment."
  • "Your credit score is a snapshot of your creditworthiness. Credit grantors use the score to assess your default risk at a specific point in time."